Garden Springs Dental
A Great Dentist

Financial Info

We understand that you may have concerns about managing the cost of your treatment. Our knowledgeable financial coordinators are here to answer your questions and assist you in making financial arrangements that fit your budget. You should never have to do without dental care because of finances, and we offer a variety of options so you can get the care you need when you need it, without worrying about your budget.

Please take a look at our insurance and financing options, then call us if you need assistance. We are always more than happy to help!


We accept the PPO plans of most insurance carriers, including those listed below, and we will happily file your dental claims on your behalf. There are a few insurance plans we do not accept, notably HMO plans and Discount plans. Should you not have dental insurance, you may pay our full fees or you can join our Dental Membership Plan.

At this time, we work with all the following plans but this isn't a complete list. We recommend that you contact your dental insurance provider or our office to verify that our office is a provider for your plan.

  • Aetna PPO
  • Allstate
  • Ameritas
  • Anthem
  • Assurant
  • Central States
  • Cigna
  • Connections
  • Delta Care
  • Delta Dental PPO
  • Delta Dental Premier
  • Denta Care Plus
  • Denta Select Plus
  • Dentamax
  • First Health
  • GEHA
  • Guardian
  • Heritage Choice PPO Humana
  • Lincoln Financial Maverest
  • Metlife
  • Principal Financial
  • Sunlife Financial
  • Superior Dental
  • United Concordia
  • United Healthcare


Other Forms of Payment

We accept the following forms of payment:

  • Cash
  • Checks
  • Money orders
  • Cashier's checks
  • Visa
  • MasterCard
  • American Express
  • Discover

We can also make arrangements for direct deposits from your checking or savings account. Give our team a call today to learn more!

Dental Membership Plan

Thank you for your interest in our Dental Membership Plan! This is an exclusive, in-office plan that we offer to patients who do not have existing dental insurance coverage. It has been a huge hit among our patients! Many patients who had outside dental insurance have even converted to this amazing plan because they see the value!" 

What is a dental membership club? ‚Äč

Our Membership Plan is similar to Sam's Club or Costco, where members pay a membership fee for the ability to purchase a product (or treatment in this case) at a reduced price. You can enjoy added value for a particular business or office by getting the same products you could find elsewhere but at a more affordable price.

With the Dental Membership Club, your membership fee will include two cleanings and examsone set of bitewing x-rays and 2 periapical x-rays to be used in a consecutive 12-month period, plus one fluoride treatment should we deem it necessary. After that, should you need or want any other treatment during your active membership, you will pay the reduced cost of 85% of our usual fees rather than 100%*.

There are many other benefits of the Dental Membership Plan, including:

  • NO “pre-existing condition exclusions.”
  • NO pre-authorizations for any treatment. Your treatment WILL be covered, and you will know up front what it will cost with NO surprises.
  • NO benefit maximums. Most insurance plans will only pay out a maximum of $1,000 per patient per contract year.
  • NO “loopholes,” such as missing tooth clauses, white fillings being paid at the lower benefit of silver fillings, bridges being paid at the lower benefit of a partial denture, etc., where patients pay the difference in the cost of procedures
  • NO limits on periodontal treatment. 
  • And again, NO deductibles and NO waiting periods!

How much are the membership fees?

We’re glad you asked! Our current, full price fees for two cleanings, two exams, one set of bitewing x-rays, 2 periapical x-rays and a fluoride treatment is $351.00 per adult. However, because we are bundling these services into one simple fee, we are reducing that price to $280.00 per adult and $257 per child. 

So as an adult, you will pay $280.00 for your membership for your preventive care, and should there be any additional need for treatment that may arise, you will receive the benefit of getting those services at the reduced rate of 85% of our standard fees (including any cosmetic procedures!).

Extended Membership Fees are:

Adult - $280
Adult & Spouse - $560
Child - $257

*Reduced prices do not apply toward any retail products such as electric toothbrushes, mouthwash, toothpaste, etc., as we already offer these at our actual cost as a courtesy to our patients. Also, senior citizen discounts are not offered in conjunction with the Membership Plan.


If you are uninsured or need help managing your co-pay, CareCredit may be the solution you need. Interest-free CareCredit is a third-party financing option that offers you the flexibility of getting dental care now and paying it off in manageable monthly amounts. We offer terms of 6 and 12 months, and as long as you pay the balance in the agreed term, you won’t be charged any interest.

CareCredit is perfect for dental care, but you can also use it for vision, veterinary, and other health and beauty treatments. Applying is easy, and we will be happy to help you with the process, or you can apply directly online at

More information about this service:


We are pleased to offer our patients in-house financing, managed by ClearGage, a third-party financial management company. Setting up a financial arrangement with us is a simple process and is done in our office with the assistance of a treatment coordinator. You may choose to finance your treatment between 3 - 36 months, depending on the balance, at an 8% interest rate, with only 20% down and a $15 set-up fee.

Unlike Care Credit, this form of financing is not credit checked, so everyone qualifies! Payments are drafted automatically from a checking or savings account or a credit card. Two forms of payment are required to be on file, in the event that the primary source of payment is unsuccessful. Once your plan is set up, ClearGage takes over the management of the transactions.

Financing through our office with the help of ClearGage is an excellent option for patients who are having difficulty financing treatment through CareCredit or other similar credit checked agencies.